First Home Buyers
Welcome to Your First Home Journey!
Embarking on the path to homeownership is an exciting venture, and at Everest Mortgage & Wealth Management, we’re thrilled to be part of your first home buying experience.
This milestone is not just about purchasing a property; it’s about investing in your future, creating a space that reflects your dreams, and building a foundation for countless memories.
What Awaits You
Stability and Security
Imagine the satisfaction of having a place to call your own—a sanctuary where your future unfolds. Homeownership brings stability and security, setting the stage for a life filled with possibilities.
Investment in Your Future
Your first home is not just a purchase; it’s an investment in your future. As property values appreciate over time, you’re building equity and creating a valuable asset that can open doors to new opportunities.
A Community to Belong
Join the ranks of proud homeowners and become part of a vibrant community. Your first home is more than a dwelling; it’s a place where you’ll forge connections, create memories, and build a sense of belonging.
Request a Callback
Need expert advice tailored to your specific mortgage needs? Simply request a call back, and our experienced team will be in touch.
Why Choose Your First Home
with Us?
Guidance and Expertise
Navigating the world of real estate can be overwhelming, but fear not! Our team of experts is here to guide you every step of the way. From understanding mortgage options to decoding the jargon, we make the process smooth and stress-free.
Financial Empowerment
We believe in empowering you with knowledge. Gain insights into budgeting, down payment assistance programs, and potential grants that could make your dream home more accessible than you think.
Tailored Solutions
Your first home should be a perfect fit. We work closely with you to understand your needs, preferences, and budget, ensuring that your home is not just a place to live but a reflection of your unique lifestyle.
What Our Clients Say
Frequently Asked Questions
Remember, every homebuyer’s journey is unique. Feel free to reach out to our team at Everest Mortgages & Wealth Management for personalised guidance and support throughout the exciting process of becoming a homeowner.
Determining affordability involves assessing your income, expenses, and potential mortgage rates. Our experts can help you crunch the numbers to find a comfortable budget that aligns with your financial goals.
A down payment is an upfront payment made when purchasing a home. The amount varies, but it's typically a percentage of the home's purchase price. We can explore down payment assistance programs and options that suit your financial situation.
A fixed-rate mortgage maintains the same interest rate throughout the loan term, providing stability. An adjustable-rate mortgage (ARM) may fluctuate based on market conditions. We'll help you understand the pros and cons of each to make an informed decision.
Yes, there are various incentives, grants, and programs designed to support first-time homebuyers. We'll assist you in identifying and applying for these opportunities to make your homeownership journey more affordable.
The timeline can vary, but on average, the homebuying process takes several weeks to a few months. Factors like mortgage approval, home inspections, and closing arrangements contribute to the timeline. Our team will keep you informed and guide you through each stage.
Consider factors such as proximity to work, school quality, safety, and amenities when choosing a neighbourhood. We'll help you prioritise your preferences and find a community that aligns with your lifestyle and future plans.