Home Insurance typically covers your property against risks such as fire, theft, vandalism, natural disasters, and liability claims. It also provides coverage for personal belongings, additional living expenses, and medical expenses for guests injured on your property.

The amount of Home Insurance coverage you need depends on factors such as the value of your home, the cost to rebuild or repair, the value of your belongings, and your personal liability risks. Our advisors can help you assess your needs and determine the appropriate coverage level.

Yes, most Home Insurance policies offer customisation options to tailor coverage to your specific needs. You can typically choose coverage limits, add optional coverages for specific risks, and adjust deductibles to fit your budget and preferences.

Yes, Contents Only Insurance is valuable for renters as it protects personal belongings such as furniture, electronics, clothing, and other valuables against loss, damage, or theft. It's essential to ensure your belongings are safeguarded, even if you don't own the property.

Landlord’s Insurance provides coverage for rental properties, including buildings, fixtures, and fittings. It typically protects against risks such as building damage, loss of rental income due to tenant defaults, and liability claims arising from tenant-related incidents.

There are several ways to potentially lower Home Insurance premiums, such as increasing deductibles, bundling policies with the same insurer, installing security and safety features in your home, and maintaining a claims-free record. Our advisors can help you explore options to reduce costs while maintaining adequate coverage.