Shared Ownership Mortgage
Your Key to Homeownership!
Welcome to the world of Shared Ownership, where homeownership dreams become a reality, one step at a time. At Everest Mortgages & Wealth Management, we believe that everyone deserves the opportunity to own their own home, and Shared Ownership offers a pathway to achieving that dream.
Whether you’re a first-time buyer or looking to step onto the property ladder, Shared Ownership opens doors to newfound freedom, stability, and pride of homeownership.
Unlocking the Door to Shared Ownership
🌟 Flexibility and Freedom
Shared Ownership offers the flexibility to purchase a share of a property that fits your budget and lifestyle. Enjoy the freedom to customise your space, make it your own, and build a foundation for the future.
📈 Building Equity and Wealth
With each mortgage payment, you’re building equity in your home and taking steps toward long-term financial security. Shared Ownership provides an opportunity to invest in your future and lay the groundwork for prosperity.
🌈 Pride of Ownership
There’s a special sense of pride that comes with owning your own home. With Shared Ownership, you can experience the joy of homeownership firsthand, creating cherished memories and building a legacy for generations to come.
Request a Callback
Need expert advice tailored to your specific mortgage needs? Simply request a call back, and our experienced team will be in touch.
Why Choose Shared Ownership with Everest Mortgages & Wealth Management
Accessible Homeownership
Shared Ownership makes owning a home more accessible by allowing you to purchase a share of a property and pay rent on the remaining portion. It’s a flexible and affordable way to step onto the property ladder and build equity over time.
Expert Guidance
Our team specialises in Shared Ownership and understands the unique opportunities and challenges it presents. We provide expert guidance and personalised solutions tailored to your needs, helping you navigate the Shared Ownership process with confidence.
Empowering Futures
Shared Ownership isn’t just about buying a home—it’s about investing in your future, building financial stability, and creating a place to call your own. We’re here to support you every step of the way as you embark on this empowering journey.
What Our Clients Say
Frequently Asked Questions
Navigating the Shared Ownership scheme can raise many questions, but we’re here to provide clarity and support every step of the way.
Contact Everest Mortgages & Wealth Management today for expert assistance with your Shared Ownership journey.
Shared Ownership is a government-backed scheme that allows you to purchase a share of a property (usually between 25% to 75%) and pay rent on the remaining portion. It's designed to make homeownership more affordable for first-time buyers and those with lower incomes.
Eligibility for Shared Ownership typically includes first-time buyers, those who used to own a home but can no longer afford one, and households with a combined income below a certain threshold. Each housing association or developer may have specific eligibility criteria.
Yes, Shared Ownership allows you to increase your share of the property through a process known as "staircasing." This allows you to gradually buy more shares in your home, eventually owning it outright if you choose.
The rent on the remaining share is typically calculated at a discounted rate, usually set by the housing association or developer. The rent amount may vary depending on factors such as the value of the property and any applicable service charges.
Yes, you can sell your Shared Ownership property at any time. The housing association or developer usually has the right of first refusal, meaning they have the option to find a buyer before you market the property openly.
Yes, you can usually make changes or improvements to your Shared Ownership property, but you may need permission from the housing association or developer. Major alterations or structural changes may require approval to ensure compliance with building regulations.
Let's Begin Your Shared Ownership Journey!
Ready to take the first step toward homeownership with Shared Ownership? Everest Mortgages & Wealth Management is here to be your trusted partner every step of the way.
Let’s explore your options, unlock new possibilities, and turn your homeownership dreams into a reality filled with joy, opportunity, and fulfilment. Your path to Shared Ownership starts here!